Here I Sit

As I type this I am, once again, waiting on hold to speak with an insurance company.  Last week, my week was defined by insurance companies.  Without underestimating, I believe I spent a minimum of 5-6 hours on the phone with an insurance company, the state Medicaid office or the county Medicaid office.  I also went to the Larimer county health office downtown and conversed with several people over email.  Long story short.  Mia's health insurance was terminated.  Not good when all of her HUGE hospital bills are coming through.  Her insurance is through the state, thus we cannot also have Medicaid (it's a policy that her insurance company has in our agreement).  Two years ago, I went through the exact same nightmare.  I thought that it was all fixed, turns out a glitch in the state system still listed Mia as having Medicaid.  So I had to work on getting the Medicaid fully taken out of the state system (ha, not an easy task) and get her insurance reinstated.  Keeping in mind that the insurance I was trying to get reinstated is literally going away the 1st of the new year.  Very easy to understand, right?!?  A week later, yesterday, I finally got the confirmation call that it was all taken care of and her insurance was reinstated without a lapse in coverage.

In addition to all of that, we are having to cancel all of our current insurance policies (all meaning, for all 4 of us) because we are switching to a new plan in January.  I have one more company to call and then, knock on wood, I hope to be done waiting on hold for an insurance company for awhile!